Home Equity Loans

Got big plans?

Whether you want to complete a home improvement project, consolidate debt or finance a major purchase,
Coastal States Bank has a solution for you. 

 Our Spring HELOC Special has arrived! 
       For a limited time, score 2.99% APR1 for the first six months. Typical APR is 3.50%. 
       Learn More

1 When the promotional rate ends, your actual rate will vary. Maximum APR is 18.00%. Estimate of all loan costs is $800 - $2,000. Lender credit is available for this product. Subject to    CSB credit approval. 
Home Equity Loan
Let your home’s equity work for you. 
Need a one-time lump sum for a kitchen renovation? A home equity loan may be your answer.
  • Loan paid back over a fixed term
  • Fixed monthly payments
  • Interest can be tax deductible*
Home Equity Line of Credit (HELOC)
Use your home's equity when you need it. 
Want the flexibility to borrow on a “as needed basis”?  With a Home Equity Line of Credit, borrow only what you need and pay interest only on what you use. Save the rest for later! 
  • Quick and easy access to money as you need it                                         
  • Only pay interest on what you borrow
  • Lower interest rates than most loans and credit cards
  • Interest can be tax deductible2 
2 Consult your tax advisor


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