Personal Savings

LOCAL. MINOR ACCOUNT.

Get your children started on a savings plan that offers interest with our South Carolina Uniform Gifts to Minors Account.
  • Children must be younger than 21 years of age
  • No minimum to open
  • Limited transactions (Federal regulations limit the total number of transfers, withdrawals, checks, debit card transactions or similar orders payable to third parties to six (6) per month.)
  • Competitive interest rates
  • Quarterly statements
  • No minimum balance or monthly maintenance fee

LOCAL. SAVINGS.

Offers interest which is a great way to grow your savings.
  • $50 minimum to open
  • Limited transactions (Federal regulations limit the total number of transfers, withdrawals, checks, debit card transactions or similar orders payable to third parties to six (6) per month.)
  • Competitive interest rates
  • Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charge from other financial institutions)
  • Quarterly statement
  • Free CSTelebanc®
  • Free CSOnline®
  • No monthly maintenance fee with $200 minimum daily balance; $5/quarter if you fall below the minimum

LOCAL. HEALTH SAVINGS ACCOUNT (HSA).

An HSA is a tax-sheltered savings account that allows individuals to pay for qualified medical expenses; such as prescriptions, co-pays, dental care, eye care and more.
Contributions made to the HSA may be tax deductible and interest earned is tax deferred.

HSA deposits earn interest, but the account acts like a checking account – allowing access to funds at any time with an HSA CheckCard or checks.

  • No minimum to open
  • Free Direct Deposit
  • Free Instant Issue HSA Visa® Card
  • Free first order of checks
  • Monthly Statements
  • Free CSTelebanc®
  • Free CSBillPay®
  • No monthly maintenance fee