skip to main content
Coastal States Bank
Online Banking Login
Account Type
Desktop Username
Desktop Password

Kim Smith

Business Development Banker - Coastal States Bank

NMLS# 780344

98 Main Street
Hilton Head, SC 29926

Office: (843) 689-7831

Mobile: (843) 422-4321

[email protected]

Kim brings over 20 years of industry experience to her position as a Business Development Banker at Coastal States Bank. Originally joining CSB in 2008 and serving as a Mortgage Loan Officer, Kim now focuses on first mortgages, home equity lines of credit, bridge loans, and deposit products, as well as growing relationships in treasury management services and commercial and SBA opportunities. When Kim is not working she enjoys going to the beach and boating with her daughter and husband.


"Kim did such a great job, and was a true pleasure to deal with. The entire transaction was handled professionally and efficiently."

- Joseph

"For a 1st time home buyer or a repeat buyer, Kim is absolutely highly recommended for her genuine caring, knowledge, professionalism and immediate response through the entire process. I will always recommend her & Coastal States Mortgage. Could not be happier with everything she did with me for this mortgage."

- Eleanor

"Coastal States Bank, Kim Smith, was professional, always got back to us in a timely manner, explained what was happening and overall handled our refinance to our extreme satisfaction. Would not hesitate to contact Kim/Coastal States Bank for any additional banking needs."

- Richard & Jane

"Having Kim Smith as our loan officer was a truly professional experience. Not only was she prompt and efficient with the details, she was also our advocate when our appraisal came in way too low. Also, a special thanks to Coastal States Bank for paying for the second appraisal. Thank you once again for your service."

- Richard & Holly

"Kim Smith and Coastal States Mortgage did a wonderful job with my refinancing package. The rate was excellent compared to others I considered and Kim did an amazing job getting me through the details and communications that are so important in these transactions. The speed and accuracy along with the advice were irreplaceable and I couldn’t be more satisfied."

- Gerald & Jeanne.

"Speed, efficiency, and accuracy of available financing are very important in a real estate transaction. Kim at Coastal States Mortgage provided mortgage information to us promptly so we knew financing was doable and could therefore concentrate on buying the property. Also, the quoted rate was good enough that we did not have to shop around or negotiate. Kim always returned our calls promptly and answered our questions accurately. We greatly appreciate her great service. Thank you."

- Ambrose & Barbara

Find a Location

ZIP code
Coastal States Bank Logo

You are leaving Coastal States Bank website to visit a site not hosted by CSB. Please review the third-party's privacy policy, accessibility policy, and terms. CSB is not responsible for the content provided by third-party sites.