Winter Heat CD Special
Lock in a cool 9-month term with a hot 4.05% APY* to ignite the new year – a limited-time December offer for you and your business!
A Season Saver for Smarter Growth.
A Season Saver for Smarter Growth.
Turn Up the Heat on Your Savings!
Earn a 4.05% APY on CSB's Winter Heat 9-Month CD with a minimum $25,000 balance —a competitive seasonal rate designed for steady growth in a short-term commitment. It’s the perfect way to ignite your new year savings goals! Open at your local CSB branch or online in just 5 minutes!
Open Online
Plus, Warm Up Your Business Reserves
Plus, Warm Up Your Business Reserves
Give Your Idle Cash a Warm Place to Grow.
Designed to support smarter budgeting and clearer cash flow planning, CSB's Winter Heat Business CD Special is a smart way to make idle funds work harder for your business. With a hot 4.05% APY, get 9 months of predictability and guaranteed returns on balances $25,000 and above. Contact a CSB Banker to open!
Find a BranchAccount Features
- Competitive Seasonal Rate – Earn 4.05% APY.
- Predictable Growth – 9-month term.
- Limited Time Offer – Expires December 31, 2025.
- New Money Incentive – Put idle funds to work.
Savings Made Simple. A Team Always Ready to Help.
Coastal States Banking offers personal savings options with reliable services, supported by a team always available and ready to advise or help when you need it.
Online Banking2
Mobile Banking2
24-Hour Telephone Banking
Other Important Information
*Annual Percentage Yield. Rates accurate as of 12/09/2025. Minimum balance to open and obtain APY is $25,000. Fees may reduce earnings on the account. New money relationships only. Offer expires December 31, 2025.