Private Banking Team

Beth Birdwell
Private Banker/Senior Business Relations Manager
5 Bow Circle
Hilton Head Island, SC 29928
Office: (843) 341-9911
bbirdwell@coastalstatesbank.com
NMLS# 782018 
 

Beth brings 23 years of industry experience to her position Senior Banking Relationship Specialist at CSB. Beth specializes in Retail and Commercial Banking for the Hilton Head Island market. A Hilton Head Island resident since 1988, Beth is an enthusiastic member of the community and enjoys working with our retail and commercial clients and sharing the best products and services that Coastal States has to offer.

Fred Andrew
Private Banker
3000 Summit Place, Suite 100
Alpharetta, GA 30009
Office: (770) 203-4590
Mobile: (618) 203-1141
fandrew@coastalstatesbank.com
NMLS# 1155419 

Fred brings 19 years of banking experience to his position as Private Banker at CSB. Fred specializes in private banking for individuals and professional firms for our Atlanta office.  Fred is very active in the Atlanta community. He is a founding member of the Brookhaven Police Foundation, on the Board of Directors of the Cowart Ashford Dunwoody YMCA and is involved with various nonprofits and charities.  Fred enjoys spending time with family and friends, cooking, trying out new restaurants, and being involved with his children’s sports activities.

Kate Rott
Private Banker/Commercial Deposit Specialist
Commercial Banker
339 Martin Luther King Jr. Boulevard
Savannah, GA  31401
Office: (912) 250-4356
krott@coastalstatesbank.com
NMLS# 1297534

Kate brings 11 years of industry experience to her position as Commercial Banker at CSB.  Kate specializes in commercial lending and treasury services for the Savannah office.  Kate is an active member of the community and currently serves on the Small Business Assistance Corporation (SBAC) Loan Committee, the Savannah Technical College Community Council, and is a former member of the Savannah Triathlon Club. Kate enjoys cycling and participating in triathlons. She completed an Ironman distance competition in 2014 in less than 12.5 hours.

Tonya Rutenberg
Private Banker
6160 Roswell Road
Atlanta, GA 30328
Office: (770) 203-4594
Mobile: (404) 406-6340
trutenberg@coastalstatesbank.com
NMLS# 770763 

Tonya brings 26 years of banking experience to her position as Private Banker at CSB.  Tonya specializes in private banking for individuals and professional firms for our Atlanta office.  She has served on the Alumni Board for Reinhardt University, as well as having served on the Annual Fund committee for over 20 years and metro area Chambers of Commerce.  Tonya enjoys spending time with her family and friends and serving as an Ambassador for The Bar Method East Cobb.