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Cash Value Line of Credit

A Smart way to borrow.

Planning a wedding? Looking to jump into a business opportunity?
The Cash Value Line of Credit is a smart way to borrow: the perfect financial resource that can be used for personal and business opportunities. At CSB, you can borrow against the cash value of your life insurance policy to access the money you need. 
Features and Benefits
  • Policy dividends and other benefits are not affected
  • Multiple policies can be assigned to one line of credit
  • Convenient and low-cost alternative
  • Interest may be deductible (consult your tax advisor)
  • Individual and Trust borrowers are accepted
  • Online and Checkbook accessibility to funds
  • Monitor your account online
Structure and Pricing
  • Lines of Credit up to 100% of Cash Value
  • Variable Rate Indexed to the WSJ Prime Rate
  • Minimum credit line - $100,000
  • Maximum credit line - $2,500,000 (larger lines considered upon request)
  • 60 Month Term
  • Monthly interest-only payments
  • No fees*


Fill out an application to get started today.

 Upload Completed Application

Need additional information?

Russell Bolton
Cash Value Loan Specialist
Office: (770) 203-4591
Mobile: (404) 316-9743
Jennifer Miller
Cash Value Loan Specialist
Office: (770) 203-4588
Mobile: (678) 570-1314
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No matter if you’re on the move, or just comfy on your couch, you can make deposits, transfer funds and other banking all from your mobile device.

Download the CSB Mobile App from your preferred app store.

Personalized for your needs.

All Coastal States Bank personal checking accounts offer convenient services that make banking easy.