personalized for your needs.
Other important information
1Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking.
2Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $31 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $155 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits.
3Fees may apply.
4Debit card and customer activation required.
5Credit file monitoring may take several days to begin following activation.