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Personal Checking

All Coastal States Bank personal checking accounts offer convenient services that make banking easy. 
All checking accounts include the following services:
 
online banking icon
Online Banking1
mobile banking
Mobile Banking1
Bill pay
Bill Pay1,3
mobile deposit
Mobile Deposit1
Alerts
Alerts1
Direct deposit
Direct Deposit
eStatements
eStatements
ATM Debit Card
ATM/Debit Card
ATM Access
Worldwide
ATM Access
Telephone Banking
24 Hour
Telephone Banking
Other Services Include:
Courtesy Overdraft Service2 • Notary Services3 • PopMoney3 • Bank to Bank Transfers3 • Wire Transfers3 • Safe Deposit Boxes

Local. Premier
Checking
A simple way to keep your family finances safer and take advantage of smart discounts on financial services. 
Account Features
  • Open an account with as little as $100
  • Includes a free, no fee instant issue ATM/Debit card with worldwide access ($50 minimum withdrawal required to avoid service charge)
  • Earns interest on balances greater than $2,500                          
  • Up to $10,000 Identity Theft Reimbursement Coverage to clear your name and restore your identity
  • 3-in-1 Credit File Monitoring and eligible to receive a 3-in-1 Credit Report every 90 days or in receipt of an alert
  • Cellular Telephone Protection-Receive up to $300 of repair or replacement costs if your cell phone is stolen or damaged5
  • Buyers Protection & Extended Warranty for 90 days from the date of purchase
  • Monthly maintenance fee of $6.956
Local. CSB
Checking
A simple and convenient way to manage your money that requires no minimum balance.
Account Features
  • Open an account with as little as $50
  • Includes a free, no fee instant issue ATM/Debit card with worldwide access ($50 minimum withdrawal required to avoid service charge)
  • Non interest bearing account
  • No minimum balance requirement
  • No monthly service charges if enrolled in eStatements or if you are between the age of 18 and 25
Local. elite
checking
For 60 and older, this account pays interest on your account balance with no required minimum balance.
Account Features
  • Open an account as little as $50
  • Includes a free, no fee instant issue ATM/Debit card with worldwide access ($50 minimum withdrawal required to avoid service charge)
  • Earns interest on balances greater than $1,000
  • No minimum balance requirement
  • No monthly service charge
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Other important information

1Message and data rates may apply. Fees may apply for certain optional services available through Personal Online & Mobile Banking.

2Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $31 overdraft fee for each overdraft transaction that is paid by the bank. There is a limit of $155 each day in total fees that you can be charged for overdrawing your account. Items not paid will be returned and you will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Additionally, ATM withdrawals and one-time debit card transactions are covered if you choose to opt in to this service for those transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits.

3Fees may apply.

4Credit file monitoring may take several days to begin following activation.

5Bill must be paid through the premier account for coverage to apply.
 
6To reduce the monthly maintenance fee, enroll in eStatements ($2.00 reduction), maintain an average daily balance of $2,500 during the monthly statement cycle ($4.95 reduction)
Eliminate the monthly maintenance fee by maintaining a combined average daily balance of $10,000 during the statement cycle in related Local.Checking or related Local. Savings account(s).
 
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STAY MOBILE, STAY CONNECTED.


No matter if you’re on the move, or just comfy on your couch, you can make deposits, transfer funds and other banking all from your mobile device.

Download the CSB Mobile App from your preferred app store.

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MAKE THE SWITCH


We make switching easy! We’ll take care of moving all your funds to Coastal States accounts.

Make the switch today.