Coastal States Bank Announces Clay Kight as Assistant Vice President, Business Banker in Effingham.

SAVANNAH, GA – Coastal States Bank (“CSB”) has announced the addition of Clay Kight as Assistant Vice President, Business Banker in its Effingham County market.

In his role, Kight will partner with local business owners and leaders to provide banking and financing solutions that support their daily operations and long-term growth. His banking experience includes consumer and small business lending, branch leadership and managing client relationships.

“We’re excited to have Clay join CSB,” said Jamie DeLoach, CSB’s Effingham Market President. “Clay’s banking experience, practical understanding of business operations and strong ties to Effingham County make him an excellent addition to our commercial banking team. He understands Rincon and Effingham County and shares CSB’s commitment to building local relationships and serving our community through personal service.”

A native of Effingham County, Kight is actively involved in the community holding leadership roles such as treasurer of Effingham County Backpack Buddies, a volunteer-run nonprofit that provides food to local children in need. He is also an advocate for financial literacy and fraud prevention, presenting to students and community groups on emerging scams and best practices for managing their finances.

For more information on Coastal States Bank and Clay Kight, visit coastalstatesbank.com.

About Coastal States Bank

Coastal States Bank builds relationships by providing a full range of banking services designed for businesses, their owners and individuals looking for a local banking partner. CSB has a community banking presence in the Lowcountry of South Carolina (Hilton Head Island, Bluffton, Beaufort and Charleston), Savannah and the Atlanta Metropolitan market, and serves communities across the country through its Government Guaranteed Lending, Senior Housing, Correspondent Marine and Mortgage Banker Finance lines of business. At present, CSB has approximately $2.4 billion in total assets.

CSB is a wholly-owned subsidiary of CoastalSouth Bancshares, Inc. (NYSE: COSO).

Coastal States Bank – Local. And Proud of It.^®

For additional information regarding Coastal States Bank, please visit www.coastalstatesbank.com.