Steve StonePresident, Chief Executive OfficerSteve Stone serves as President and Chief Executive Officer of CoastalSouth Bancshares, Inc. and Coastal States Bank. As CEO, Steve led the recapitalization of CoastalSouth in 2017 and is responsible for executing the business strategy that he and Tony Valduga implemented when they joined the bank. That strategy is focused on strong organic growth through CSB’s community banking line of business and specialized lending groups combined with mergers and acquisitions. Prior to joining Coastal States in 2017, he previously served as Chief Strategy Officer and General Counsel at Community & Southern Bank. Steve is responsible for mergers and acquisitions, strategic planning and special projects, and investor relations. Steve was formerly an attorney in the Financial Services and Products Group at the law firm of Alston & Bird, LLP in Atlanta, Georgia. While at Alston & Bird, Steve’s practice was focused primarily on public and private mergers and acquisitions and corporate finance transactions in the financial services industry. Steve received a Bachelor of Arts degree from the University of Virginia and received his law degree from the Washington College of Law at The American University, cum laude.
Tony ValdugaChief Financial Officer, Chief Operating OfficerTony serves as the Chief Financial Officer and Chief Operating Officer of CoastalSouth Bancshares, Inc. and Coastal States Bank. Prior to joining CSB in 2017, Tony was the CFO of Community & Southern Holdings, Inc. and Community & Southern Bank. Tony led the finance function to include treasury, financial profitability and analysis, shared-loss accounting and reporting, regulatory & investor reporting, tax and overall general accounting functions. Tony helped lead efforts around all M&A, to include the successful acquisition and integration of 3 failed banks purchased out of receivership from the FDIC, 3 branch acquisitions, and 3 open bank acquisitions. Prior to joining Community & Southern, Tony was with PricewaterhouseCoopers, LLP for 11 years. Tony was a leader within the Firm’s Banking and Capital Markets practice and had expertise in advising both public and private financial institutions on a wide range of issues including mergers & acquisitions, public offerings and filings, FDIC-assisted transaction accounting, integration and compliance, and other complex finance and accounting related matters. Tony earned his Bachelor of Science in Management from the Georgia Institute of Technology.
Brad TurnerChief Credit OfficerBrad serves as Chief Credit Officer of Coastal States Bank. Prior to joining the Bank in 2017, Brad’s extensive banking career has included several executive leadership roles specializing in Government Guaranteed Lending. His banking background also includes commercial underwriting and risk. Brad holds a bachelor’s degree in industrial relations from the University of North Carolina at Chapel Hill.
Larry DesPresChief Information Officer
Larry's professional background includes serving as a Chief Information Officer (CIO) and Chief Technology Officer (CTO) for several community banks throughout the Southeast. Larry’s experience includes over 30 years building high performance IT teams, robust IT infrastructures and Disaster Recovery / Business Continuance (DR/BC) programs. He has also worked extensively in both IT Audit and enterprise Vendor Management. Larry holds a degree from Northern Michigan University in Industrial Electronics and is active in Georgia High School sports (GHSA) as a basketball and volleyball referee.
Gary DowellAtlanta Regional PresidentGary joined Coastal States Bank in 2018 and is responsible for building and leading our commercial banking group in Atlanta, GA. Gary brings 31 years of banking experience to his new role with Coastal States Bank. After 19 years of working in North Carolina, Gary moved to Atlanta in 2006 with RBC Bank. Subsequently, Gary worked with PNC Bank and most recently with State Bank and Trust where he served as Atlanta Region President for five years. Gary is a native of Winston-Salem, N.C. He earned a bachelor’s degree in business administration from East Carolina University. An active member of the Atlanta community, he serves on the Board of Directors for Lutheran Family Services and the Advisory Council for Action Ministries. He has actively served with the Metro Atlanta Chamber of Commerce, the Cobb Chamber of Commerce and Cobb Edge.
Tim HaugDirector Mortgage Banker Finance
Tim brings 25 years of Industry experience to his role as Director Mortgage Banker Finance. Tim joined Coastal States Bank in 2014 to manage and grow the warehouse lending team. Prior to joining Coastal States Bank, Tim held various roles in the mortgage industry, including Finance, Accounting, Servicing and Operations. Tim holds a Master’s in Business Administration as well as a Bachelor of Business Administration, Banking and Finance from the University of North Florida where he was a member of the golf program.
Lauren HembyChief Accounting OfficerPrior to joining Coastal States Bank in 2017, Lauren worked in various roles at both Community & Southern Bank and SunTrust Bank, where she managed the financial aspects of mergers and acquisitions activity and led a variety of other accounting, finance, and regulatory areas. Lauren also worked at PricewaterhouseCoopers, LLP, where she served clients in the firm’s financial services assurance practice, including banks, insurance companies, real estate investors, and employee benefit plans. She holds both bachelor’s and master’s degrees in Accountancy from Wake Forest University.
Diana McDougallLowcountry Regional PresidentDiana has served on the management team for Coastal States Bank since the Bank’s inception in 2004. As the leader of the Retail Banking team, her responsibilities include retail and business banking, business development, retail sales and branch administration. Diana has more than 30 years of experience in and around the banking industry. She serves as Treasurer of the Zonta Club of Hilton Head as and is an active member of other community organizations.Brian SmithSavannah Regional PresidentBrian brings 19 years of industry experience to his position as Regional President of Savannah at Coastal States Bank. Brian specializes in leading the Savannah Market in commercial lending and treasury services. Brian is an active member of the community and has served on the boards of multiple organizations including Interfaith Hospitality Network, Community Housing Service Authority, Savannah Tech Advisory Board, and The Next Generation Advisory Board. Brian is a graduate of both Leadership Savannah and Leadership Georgia and enjoys outdoor activities with his family in his spare time.Steven F. SmithNorth Georgia Regional PresidentSteven brings 26 years of banking experience to his role as North Georgia President. Steven began his career as a credit analyst and has held many positions within the banking industry, including President and CEO of a denovo bank and Chief Credit Officer. He has been active in scouting, his church and the various communities he and his wife have lived in. Steven enjoys traveling with his wife and their children.
Ric SpiehsPresident, Chief Executive OfficerCoastal States Mortgage, A Subsidiary of Coastal States BankRic returned to Coastal States Bank in 2018 to serve as President and Chief Executive Officer of Coastal States Mortgage, the Bank’s wholly-owned subsidiary. With over 15 years of experience in the mortgage industry, in various sales and management roles at local mortgage companies and national retail banks. Ric’s vast experience in mortgage sales management has provided leadership through the ever-changing landscape of the mortgage lending business. He has served as president of the Mortgage Lender’s Association of Hilton Head. Ric holds a Master’s in Business Administration from the University of South Carolina and a Bachelor of Business Administration from Temple University.
Ellen TresslerDirector of Project Management and Operational StrategyEllen serves as the Director of Project Management and Operational Strategy at Coastal States Bank. Before joining the leadership team in 2018, she held various senior and executive positions in the financial industry most recently at the Bank of the Ozarks, Community & Southern Bank, and Regions Financial. Ellen’s primary focus in recent years has been on merger & acquisition activity and complex enterprise wide projects. She also has a broad array of experience in the information technology, mortgage, operations and compliance areas.