Stay Local. Earn More.

Earn 4.00% APY* on our Community Select Money Market with a 6-month guarantee. Secure, local, and tailored to your business.

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Earn More. Access More.

Accounts designed to help your business thrive.
Our Community Select Money Market¹ offers tiered rates up to 4.00% APY* with a minimum $25,000 balance — and your rate is guaranteed for the first 6 months. Grow your reserves with confidence, while keeping the access and flexibility your business needs.

Our Community Select Business Interest Checking² earns up to 2.00% APY* with a minimum $25,000 balance—so your operating funds work as hard as you do.

Account Features

Community Select Money Market

Earn up to 4.00% APY
6-month guaranteed rate
$1,000 minimum to open
Monthly maintenance fee eligible to be waived¹

Open Account

Community Select Business Interest Checking

Earn up to 2.00% APY
$1,000 minimum to open
No fee for online or paper statements
Monthly maintenance fee eligible to be waived²
First 75 items processed free; then $0.35 per item

Open Account

We Help Our Clients Succeed Every Day

"CSB has been super accommodating, always accessible, friendly, and understanding of our needs. They are part of the local community, understand our unique business needs, are willing to grow and adapt with us and are supportive of our brand within the local community."

- Michael Fekete, Owner, Java Burrito Hilton Head and Savannah

“Coastal States Bank is a great support and partner in our success. The team is very helpful and goes above and beyond. I have always had the best experience here.”

- Jessica P., Controller, Galin Mortgage Lending

“Having a solid relationship with a financial institution that can offer global services is crucial for our non-profit organization. We have been delighted with the staff and solutions provided by Coastal States Bank since the first day we moved our accounts. The CSB employees are a true asset, thoughtful, engaged, and customer service oriented.”

- Liz Bittner, President & CEO, Travel South USA

Experience the Benefits. Explore the Services.

Enjoy the flexibility to manage day-to-day finances while growing your savings—with personalized support from local bankers who understand your goals.

Business Online Banking³

Treasury Management

Mobile Banking³

Mobile Deposit³

Bill Pay^{3 4}

uChoose Rewards^®5

Courtesy Overdraft Service⁶

Alerts

eStatements

ATM/Debit Card

Worldwide ATM Access

Direct Deposit

24-Hour Telephone Banking

Speak to a CSB Banker Today

Lock in 4.00% APY and partner with a local banker who understands your business and can help fuel your next stage of growth.

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Other Important Information

*Annual Percentage Yield. Rate accurate as of 01/13/2026. Rate may change 6 months after account opening. Fees may reduce the earnings on the account.

¹ $25 monthly service fees waived with a minimum $10,000 daily balance. Account withdrawals limited to six (6) per month. Each transfer or withdrawal (in branch, mobile, online, ATM, etc.) in excess of six (6) per month will incur a $10 transaction fee. Balances $0-$24,999 earn 0.10% APY. Balances $25,000 and above earn 4.00% APY.

²$25 monthly service fees waived with a minimum $5,000 daily balance. Balances $0-$4,999 earn 0.01% APY. Balances $5,000 - $24,999 earn 0.50% APY. Balances $25,000 and above earn 2.00% APY.

³ Message and data rates may apply. Fees may apply for certain optional services available through Business Online & Mobile Banking.

⁴ Fees may apply.

⁵ Debit Card and customer activation required.

⁶ Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. For each overdraft transaction that is paid by the bank, accountholders are required to pay a $31 overdraft fee. Items not paid will be returned and will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits. This service is not available for the Community Select Money Market Account.