Clay KightBusiness Banker

Clay Kight serves as a Business Banker for Coastal States Bank, supporting the Savannah market with a focus on Effingham County. His background includes consumer and small business lending, branch leadership, and managing complex client relationships. Drawing on extensive restaurant management experience, he understands the day to day demands business owners face: from managing cash flow and payroll to balancing rising costs, seasonal fluctuations, and opportunities for growth. He brings that practical perspective to helping clients find financial solutions that support their operations and long-term goals.

Born and raised in Effingham County, Clay serves as treasurer of Effingham County Backpack Buddies, a volunteer-run nonprofit providing food for local children in need and holds additional community leadership roles. A strong advocate for financial literacy and fraud prevention, he speaks with students and local community groups about making informed financial decisions, recognizing emerging scams, and protecting their finances.