woman writing notes in a meeting

Commercial Lending

Big Bank Services - The Local Way.

Providing a full range of customizable financing solutions for businesses who make our communities thrive.
Flexible options to improve your business.
Owner-Occupied Real Estate Loans
Financing options for the business owner who is purchasing, refinancing or building
Equipment and Capital Expenditure (CapEx) Loans
Flexible financing for the equipment and specialty assets that keep your business in motion
Working Capital Line of Credit
Revolving lines of credit for short term cash flow needs that are typically monitored and secured by business assets, including accounts receivable and inventory
Refinancing Commercial Debt
Refinancing existing commercial debt can improve cash flow, save money and extend the repayment period
Mergers, Acquisitions and Business Expansion
 Manage your growth by capitalizing on the right opportunities
Commercial Real Estate Financing
Customized solutions for a variety of Commercial Real Estate types including: Office, Retail, Flex, Industrial, Multi-Family and Hospitality
Acquisition and Development Loans
Financing solutions for the land portion of your project
Construction Financing - Commercial & Residential
We make finding the right loan easy
Refinance of Investment Real Estate Loans
Refinancing options to increase options and improve cash flow
We invite you to contact one of our commercial lending experts to discuss your financing needs today.
Atlanta Commercial Banking Center
North Georgia Commercial Banking Center
Lowcountry Commercial Banking Center
Savannah Commercial Banking Center
Serving Atlanta and Surrounding Areas
Serving Dawson and Forsyth  Counties
Serving Beaufort County
Serving Greater Savannah
Gary Dowell
Regional President – Atlanta, GA
3350 Riverwood Parkway, Suite 750
Atlanta, GA, 30339
Office: (770) 203-4586
Mobile: (404) 983-7094
Steven F. Smith
Regional President-North GA
70 Carlisle Road
Dawsonville, GA  30534
Office: (770 )203-4609
Mobile: (770 )601-8848
NMLS# 1614018
Diana McDougall
Regional President-Lowcountry, SC
5 Bow Circle
Hilton Head Island, SC  29928
Office: (843) 342-9910
Mobile: (843) 304-6966 
 NMLS# 1086486
Brian Smith
Regional President- Savannah, GA
339 Martin Luther King Jr. Blvd.
Savannah, GA 31401
Office: (912) 400-5271
Mobile: (912) 667-9191
NMLS# 1014183
Business owner looking at notepad

Save Time & money.

Coastal States Bank Business Checking is about choices and convenience, with accounts that save you time and money.
Business professionals discussing paperwork


We offer a variety of services to help keep your business up and running. Let us help you manage your day-to-day activities.