Man holding book at desk

Business Checking

Save time & money.

Coastal States Bank Business Checking is about choices and convenience, with accounts that save you time and money.
All Business Checking accounts include the following services:
 
online banking icon
Business
Online Banking1
Bill pay
Bill Pay1,3
Overdraft Service
Courtesy
Overdraft Service2
eStatements
eStatements
ATM Debit Card
ATM/Debit Card
ATM Access
Worldwide
ATM Access
Telephone Banking
24 Hour
Telephone Banking

Other Services Include

Remote Deposit• Positive Pay• Business Sweep Services• Notary Services
Merchant Services• ACH Origination Services• Wire Transfers3
 
 
 
 
 
Local. Small Business Checking
Businesses with a limited number of transactions can receive free checking services.
 
 
 
Account Features
  • $500 minimum to open
  • Maintenance fee of $8 per month can be eliminated if a $500 average daily balance is maintained
  • Your first 400 items are processed free of charge; $0.25 per item applies thereafter
Local. Business Interest checking
Designed for sole proprietors, clubs or nonprofit organizations, this account pays competitive interest rates that increase as your balance increases.
Account Features
  • Pays competitive interest rates
  • Maintenance fee of $8 per month can be eliminated if a $500 average daily balance is maintained
  • $500 minimum balance
  • Your first 250 items are processed free of charge; $0.25 per item applies thereafter
 
 
 
 
 
 
Local. Commercial Checking
If your business experiences moderate to high transaction activity, you need a sophisticated, flexible checking account to meet your complex cash management needs.  Local. Commercial Checking rewards you for maintaining higher balances and provides convenient access to your money.
Account Features 
  • Noninterest bearing account
  • $500 minimum to open
  • Maintenance fee of $10 per month
  • Competitive analysis fees which may be offset through earnings credit
Local. IOlta

Coastal States Bank is a certified Interest on Lawyer Trust Account (IOLTA) provider for attorneys.  An IOLTA moves potential interest income from an attorney’s trust account to the state, to help fund community based programs.
 
 
 
 
 
 
Other Important Information

1Message and data rates may apply. Fees may apply for certain optional services available through Business Online & Mobile Banking.

2Coastal States Bank may pay overdrafts at our discretion and reserves the right to terminate this service at any time. You are required to pay a $31 overdraft fee for each overdraft transaction that is paid by the bank. Items not paid will be returned and you will incur a $31 returned item fee. Overdraft service applies to checks, pre-authorized electronic debits, and online banking and bill payment transactions. Reimbursement of overdraft coverage payments must be made promptly by making a deposit in your account. Overdraft items are generally not covered for accounts that are not in good standing or do not have regular deposits.

3Fees may apply.

 
Business professionals discussing paperwork

TREASURY MANAGEMENT

We offer a variety of services to help keep your business up and running. Let us help you manage your day-to-day activities.