CSB team members serving the community

About CSB

Who We Are

At CSB, we are passionate about community banking.  We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses, their owners, and individuals looking for a Local relationship and a Local banking partner.
Local. And Proud Of It.® - The CSB Story
Our story begins in 2004 when Coastal States Bank first opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors. Success soon followed, and we grew to four full-service branches and more than $400 million in assets.

Longstanding relationships and deep roots in the Lowcountry provided a strong foundation that enabled us to survive the Great Recession. Strengthened by a recapitalization in 2017, CSB has expanded its community banking presence from the Lowcountry of South Carolina (Hilton Head Island and Bluffton) to Savannah, Atlanta and North Georgia (Cumming and Dawsonville). In addition, CSB serves communities across the country through GGL, Senior Housing and MBF lines of business.
Local is more than geography. Local is community. Local is relationships.
Our bankers are Local. We have a proven track record of success and share a passion for serving our clients and communities. We offer a variety of financial resources to help our clients achieve their goals, including commercial, consumer, and mortgage banking products and services.

We are excited about the next chapter in our story and we invite you to be part of it.
Young man using debit card with phone


Life is easier with Digital Banking. Pay bills, transfer funds, and make deposits right from your desktop or mobile device.

Explore Digital Banking