LOCAL. PREMIER CHECKING

Receive a full line of bundled services and features.

  • $100 minimum to open
  • Earn interest on balances greater than $2,500
  • Complimentary CS Online Banking
  • Complimentary CS BillPay
  • Complimentary CS Mobile Banking 1
  • No Fee Instant Issue ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
  • Monthly Maintenance Fee reduced by:
    • Enrolling in eStatements; and/or
    • Maintaining an average daily balance of $2,500 per statement cycle in this account; or
  • Monthly Maintenance Fee waived by:
    • Maintaining a combined average daily balance of $10,000 in any related Local.Checking and/or Local.Savings account.


ADDITIONAL FEATURES OF LOCAL. PREMIER CHECKING:

I f you have a Local.Premier Checking account and have general questions regarding these features,  contact the benefit center at (866) 210-0361. Call us today or visit a branch location for more information about our Local.Premier Checking account.


Travel and Leisure Discounts - Money saving discounts from thousands of local and national businesses (Registration/activation required.)

  • Redeem and print coupons online or access discounts from your smartphone.
  • Local and national discounts such as: hotels, restaurants, rental cars, museums, florists, sporting events, dry cleaners, movies and more

Health Discount Savings - (This is not insurance. Registration/activation required.)


  • Prescriptions
  • Vision—exams, glasses, contact lenses, corrective surgeries
  • Dental
IDProtect® – Protect yourself2 from fraud. Identity theft takes a serious financial and emotional toll on its victims. Your IDProtect® service includes:


  • Up to $10,000 identity fraud reimbursement coverage for expenses associated with clearing the victim’s name and repairing damaged credit following an identity theft event.
  • Identity theft recovery case plan for victims of identity theft, to inform them about the restoration of their identity.
  • Resolution services – includes toll-free access to a dedicated consumer fraud specialist that will learn about the victim’s specific incident, will document their case and will advise them on case resolution and will support the victim through the full resolution of their identity.
  • Online identity theft education and news center, including valuable resources and prevention tips.
  • Debit and credit card registration.
  • Total Identity Monitoring
  • .3-in-1 Credit Report.
  • Triple Bureau Credit File Monitoring.
  • Ability to request a 3-in-1 credit report every 90 days or upon receipt of a credit alert.
    (Registration/activation required.)

Debit Advantage™ - Buyer’s Protection and Extended Warranty 3


  • Buyers Protection covers items for ninety days from the date of purchase against accidental breakage, fire or theft.
  • Extended Warranty extends the U.S. manufacturer’s original warranty up to one full year on most new retail purchases if the warranty is less than five years.
    Item(s) must be purchased through this account.

Cellular Telephone Protection3 - Receive up to $300 of replacement or repair costs if your eligible cell phones are stolen or damaged. Cellular telephone bill must be paid through this account. 


  • Covers first three phones listed on the cellular phone bill.
  • Covers up to two claims per year; $50 deductible per claim.

Identity Fraud Expense Reimbursement, Cellular Telephone Protection and Debit Advantage™ Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

1 Third party data and/or internet service provider rates may apply, as applicable.
2 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
3 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit will be included in follow-up letter.