Mortgage Loan Options

Below are some loan products we have to offer, from fixed rate mortgages to reverse mortgages and VA loans. Remember, our mortgage experts are on-hand to help you find the right loan for your needs, just contact us today to get started.

Fixed Rate Mortgages

Fixed Rate Mortgages have the same interest rate for the duration of the loan.

FHA Loans

Federal Housing Administration (FHA) loans are loans insured by the FHA in order to provide qualified borrowers with more favorable loan options such as low down payments, low closing costs, and easy credit qualifications. FHA loans are particularly attractive for first-time home buyers.

USDA Rural Housing Program

The United States Department of Agriculture’s (USDA’s) Rural Housing Services offers Single Family Housing Programs which are designed to help low to moderate income families achieve their dream of home ownership by providing loan guarantees and direct loans to help them purchase safe and affordable homes in rural areas.

VA Loans

Available to qualifying veterans and service members, VA Loans guarantee a portion of home loans to help eligible applicants obtain more favorable terms when borrowing money to purchase a home. These guarantees are available for purchasing, repairing, or building homes.

Jumbo Loans

Jumbo loans are loans for properties that exceed a certain dollar amount. These loans are larger than conventional home loans, and generally carry higher interest rates as a result.

Adjustable Rate Mortgages (ARMs)

Adjustable rate mortgages typically offer a lower than average starting interest rate, but are adjusted periodically, according to the terms of the loan.

CoastalStates Mortgage can help you find the right type of loan for your unique home buying needs. We have teams of dedicated loan officers waiting to help you, find the nearest location to you here.