SBA Loans

CoastalStates Bank is a nationwide lender to all eligible industries. For more information or to apply, please contact an SBA Lender in your area.


7A SBA Lending Program

  • Loans from $350,000 to $5,000,000
  • Loan Terms from 7 years to 25 years (depending use of proceeds)
  • Fully Amortizing with no balloons
  • Competitive Risk Based Pricing
  • Prepayment Penalty: 5%/3%/1% for first three years for terms > 15 years
  • Working Capital in conjunction with acquisitions, start-ups, debt refinance

504 SBA Lending Program

  • Loans for total projects up to $12,000,000 (in conjunction with debenture)
  • Loan Terms up to 25 years (depending use of proceeds)
  • Fully Amortizing with no balloons
  • Competitive Pricing on CSB Loan & 20-year fixed rate on Debenture
  • Prepayment Penalties will apply on all loans

    USDA Lending Program

    • Loans from $1,000,000 to $6,000,000
    • Loan Terms from 15 years to 25 years (depending use of proceeds)
    • Fully Amortizing with no balloons
    • Competitive Risk Based Pricing
    • Prepayment Penalty will apply
    • Working Capital in conjunction with acquisitions, start-ups, debt refinance

    Contact us for more information or to apply!