North Georgia Team

Coastal States Bank is committed to providing exceptional client service and being a community partner to those we serve in North Georgia.  Our seasoned and local banking professionals would like the opportunity to show you why Coastal States Bank has been a community bank for over 15 years.  Our team of bankers focus on you and your needs, using a consultative approach to banking to find solutions that will help you succeed.  Please contact your North Georgia team of bankers and let us show you why we are Local. And Proud Of It.


Steven F. Smith
North Georgia Regional President
70 Carlisle Road
Dawsonville, GA 30534
Office: (770) 203-4609
NMLS# 1614018
Steven brings 26 years of banking experience to his role as North Georgia President. Steven began his career as a credit analyst and has held many positions within the banking industry, including President and CEO of a denovo bank and Chief Credit Officer. He has been active in scouting, his church and the various communities he and his wife have lived in. Steven enjoys traveling with his wife and their children.   

Bobbie Pearson
Commercial Deposit Specialist
70 Carlisle Road
Dawsonville, GA 30534
Office: (770) 203-4606
 Bobbie brings 20 years of industry experience to her position as the Commercial Deposit Specialist at CSB.  Bobbie specializes in Treasury Management and Deposit services for the North Georgia Region. She enjoys hiking and camping around Lake Lanier with her family and serving the community in which she works and lives.  

Chyrl Waldrip 
Dawsonville Team Leader
70 Carlisle Road
Dawsonville, GA 30534
Office: (770) 203-4626
NMLS# 1518631
Chyrl brings 20 years of industry experience to her position as the Branch Manager at CSB. Chyrl specializes in consumer deposits in our Dawson County office. She was the first member of the Kiwanis Club of Dawson County where she is still an active member having served as past treasurer and past board member. Chyrl enjoys spending time with her family and friends.

 Maranda Crane
Cumming Team Leader
5835 Bethelview Road
Cumming, GA  30040
Office: (678) 845-1313
Maranda brings 20 years of experience to her position as Branch Manager at CSB. Maranda specializes in Deposit Accounts and Branch Banking for our Forsyth office. She is an active member of Mill Creek Baptist Church and enjoys spending time with her husband and two girls.