group of people analyzing data on table

Treasury Management Services

Maximize cash flow.

Managing the cash flow cycle is critical for companies of any size. CSB provides a comprehensive suite of Deposit and Treasury Management Services that help businesses improve efficiency, simplify account management and manage risk.
Online Banking and Electronic Payments
  • Convenient access to your account information safely and securely from your PC or mobile devices
  • View real time account balances and detailed activity on your depository accounts as well as loans and lines of credit
  • Search for transactions by date, amount, or check number
  • Account transactions can be downloaded for use in financial software programs such as Quicken or Quickbooks
  • Transfer funds between multiple accounts
  • Make online payments with BillPay
Remote Deposit Capture
  • Remote Deposit Capture, a simple process using a check scanning machine, enables your company to scan checks and submit the electronic images to Coastal States Bank
  • Coastal States Bank processes these electronic images and posts the deposits directly in the account you specify
  • Remote Deposit Capture eliminates trips to the bank and gives you access to your company’s deposited funds more quickly
  • Requires only a basic PC and a high-speed internet connection
Positive Pay
  • Coastal States Bank’s Positive Pay Service offers a fraud prevention tool to help protect your business from check fraud
  • The bank compares and verifies the checks listed in your check issue file to the checks presented for payment
  • Email alerts will be sent out to your company if a check does not match up to your check issue file (exception item) for your review and decision to either approve or disapprove check presented for payment
  • Access to the Positive Pay features and exception items are available via our Online Business Banking Service
Additional Services
  • ACH Origination Service - Allows for the electronic transfer of funds from one financial institution to another, providing a more cost-effective solution for the collection of receivables or disbursement of payments
  • Wire Transfer Service - Initiate repetitive and non-repetitive domestic or international wire transfers electronically
  • Business Sweep Account Service - Business Sweep Account Service is an end-of-day solution for automated investing or borrowing decision making to maximize investment earnings and minimize borrowing expenses
  • Zero Balance Account Service - Consolidate funds automatically or automate the transfer of funds between your business accounts when needed
  • Lockbox Processing - Simplify the collection and process of account receivables quickly and accurately while reducing expenses
  • Merchant Services - Grow your business with retail, wireless or mobile payment solutions
For additional Information, please contact:
 
David Ascher
Senior Treasury Management Banker
3350 Riverwood Parkway, Suite 750
Atlanta, GA 30339
Office: (770) 203-4583
Mobile: (770) 500-4002
Ashley Phillips
Treasury  Management Banker
5 Bow Circle
Hilton Head Island, SC 29928
Office: (843) 341-9963
Bobbie Pearson
Commercial Deposit Specialist
70 Carlisle Road
Dawsonville, GA 30534
Office: (770) 203-4606
 
 
Business owner looking at notepad

Save Time & money.


Coastal States Bank Business Checking is about choices and convenience, with accounts that save you time and money.