Atlanta Team

Coastal States Bank is committed to delivering an exceptional banking experience with the unique, individual concierge service our clients deserve. Our Atlanta banking group provides well defined deposit and lending solutions to businesses and individuals. As a CSB client, you are supported by a local banking team of experienced professionals who are focused on building relationships. With long standing connections and deep roots in their communities, our bankers offer the financial expertise to help their clients succeed.  In Atlanta, we are Local. And Proud Of It.®

MEET THE TEAM


Gary Dowell
Atlanta Regional President
3350 Riverwood Parkway, Suite 750
Atlanta, GA, 30339
Office: (770) 203-4586
Mobile: (404) 983-7094
Gary brings 32 years of banking experience to his position as Atlanta Regional President at CSB.  Gary leads CSBs commercial and private banking strategy and execution for the Atlanta office. An active member of the Atlanta community, he serves on the Board of Directors for Inspiritus and the Advisory Council for Action Ministries. Gary is originally from North Carolina and moved to Atlanta in 2006. Gary enjoys golf, attending sporting events and spending time with his family.  He and his wife live in Marietta and have two children. 
 
 
Jim Andersen
Commercial Banker
3350 Riverwood Parkway, Suite 750
Atlanta, GA  30339
Office: (770) 203-4589
Mobile: (404) 513-5215
Jim brings 10 years of industry experience to CSB where he specializes in general industries commercial banking for the Atlanta office. A native of Atlanta, Jim resides in Buckhead and is actively involved with the Red Elephant Club, the Scheller College of Business, and Atlanta’s startup ecosystem. Jim is a native and lifelong resident of Atlanta. Outside of the office and community, Jim is an avid golfer, reader and guitarist.
 
 
 
Fred Andrew
Private Banker
3350 Riverwood Parkway, Suite 750
Atlanta, GA  30339
Office: (770) 203-4590
Mobile: (618) 203-1141
NMLS# 1155419
Fred brings 19 years of banking experience to his position as Private Banker at CSB. Fred specializes in private banking for individuals and professional firms for our Atlanta office.  Fred is very active in the Atlanta community. He is a founding member of the Brookhaven Police Foundation, on the Board of Directors of the Cowart Ashford Dunwoody YMCA and is involved with various nonprofits and charities.  Fred enjoys spending time with family and friends, cooking, trying out new restaurants, and being involved with his children’s sports activities.
 
 
David Ascher
Deposit Banker / Treasury Services Professional
3350 Riverwood Parkway, Suite 750
Atlanta, GA, 30339
Office: (770) 203-4583
Mobile: (770) 500-4002
David brings 30 years of banking industry experience to his position as Deposit Banker and Treasury Services Professional at CSB. David specializes in Treasury Management and Depository Services for our Atlanta office. He served on the Board of Directors for Congregation Dor Tamid for several years as well as volunteering for youth sports teams in the community that he lives in. When David is out of the office, he likes to attend sporting events and concerts with his family on the weekends as well as run the Peachtree Road Race on July 4th
 
  
Russell Bolton
Cash Value Loan Specialist 
3350 Riverwood Parkway, Suite 750
Atlanta, GA  30339
Office: (770) 203-4591
Mobile: (404) 316-9743
Russell brings 7 years of financial planning and life insurance experience to his position as Cash Value Loan Specialist. Russell specializes in loan origination under CSB’s specialty Cash Value Loan Program. Russell is a lifelong resident of Atlanta. Russell is actively involved in his community through coaching at Buckhead Baseball and fundraising for Skyland Trail Mental Health Hospital.
 
 
Harold Liles
Commercial Banker
3350 Riverwood Parkway, Suite 750
Atlanta, GA  30339
Office: (770) 203-4587
Mobile: (770) 686-9647
Harold brings 25 years of banking experience to his position as Commercial Banker at CSB. Harold specializes in general industries commercial relationships for the Atlanta office. Harold is a member of several organizations to include the North Fulton Chamber of Commerce and the USA Triathlon Association. A North Carolina native, Harold has the distinction of serving 6 years with the United States Navy and The United States Marine Corps. Harold lives in Johns Creek, Ga with his wife and three children.
 
 
Jennifer Miller
Commercial Banker
3350 Riverwood Parkway, Suite 750
Atlanta, GA  30339
Office: (770) 203-4588
Mobile: (678) 570-1314
Jennifer brings 29 years of industry experience to her position as Commercial Banker at CSB.  Jennifer specializes in general industries commercial banking relationships for the Atlanta office. Jennifer is an active supporter of women owned businesses and professionals.  Her community involvement focus includes children, education and the Arts.  Jennifer is a native of Atlanta. She has 2 children and enjoys spending time with her family, on the water and watching baseball.
 
 

 
Tonya Rutenberg
Private Banker
3350 Riverwood Parkway, Suite 750
Atlanta, GA  30339
Office: (770) 203-4594
Mobile: (404) 406-6340
NMLS# 770763 

Tonya brings 26 years of banking experience to her position as Private Banker at CSB. Tonya specializes in private banking for individuals and professional firms for our Atlanta office.  She has served on the Alumni Board for Reinhardt University, as well as having served on the Annual Fund committee for over 20 years and metro area Chambers of Commerce.  Tonya enjoys spending time with her family and friends and serving as an Ambassador for The Bar Method East Cobb.