Borrow What You Need When You Need It

A CoastalStates Bank Home Equity Credit Line is the most convenient and affordable way to get the cash you need when you need it with low interest rates and potential tax advantages.*

The line of credit you receive will be based on the equity you have in your home. Once your home equity line is established, you can draw against the account by writing a check or transferring funds to your CoastalStates Bank checking account. Home equity loans are subject to credit approval. Property insurance is required.

• Secure a loan using your primary or secondary residence
• Advances to the line for up to 10 years
• Flexible repayment schedule
• Choice of terms and interest rates
• Free CSOnLine
• Free CSTeleBanc
• In many cases, 100 percent tax deduction on interest*
• No annual fee

*You should consult a tax advisor regarding potential tax advantages