Personal Checking
- LOCAL. COMPARISON CHART
- LOCAL. CHECKING. - No minimum balance required.
- LOCAL. PREMIER CHECKING. - Earn interest from bundled services.
- LOCAL. INTEREST CHECKING. - Earn interest with a daily balance of $500.
- LOCAL. PRIME CHECKING. - Earn interest with no minimum balance if you are age 50+
- LOCAL. EDUCATORS. - Earn interest with no minimum balance if you are an educator.
- LOCAL. COLLEGIATE ACCOUNT - No minimum balance for ages 18-25 enrolled in secondary education.
LOCAL. CHECKING.
This checking account offers a full line of free convenience banking features – and you don’t have to worry about keeping a minimum balance.
- $50 minimum to open
- Unlimited check writing
- Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
- Monthly statement
- Free CSTelebanc ®
- Free CSOnline ®
- Free CSBillpay®
- No monthly maintenance fee
LOCAL. PREMIER CHECKING.
Receive an attractive package of free services and benefits if you maintain a minimum daily balance of $2,500 in your LOCAL. Premier Checking account, $5,000 in a related LOCAL. deposit account or $15,000 in a personal loan.
- $500 minimum to open
- Unlimited check writing
- Competitive interest rates
- Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
- Monthly statement
- Free CSTelebanc ®
- Free CSOnline ®
- Free CSBillpay®
- Free basic checks
- Free Travelers Checks
- No monthly maintenance fee if youmeet any one of the three balance criteria; $15/month if you fall below the minimum
LOCAL. INTEREST CHECKING.
Get a market return on your money – and with a minimum daily balance of $500 you’ll receive checking services with no monthly maintenance fee.
- $100 minimum to open
- Unlimited check writing
- Competitive interest rates
- Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
- Monthly statement
- Free CSTelebanc ®
- Free CSOnline ®
- Free CSBillpay®
- No monthly maintenance fee with $500 minimum daily balance; $10/month if you fall below the minimum
LOCAL. PRIME CHECKING.
This interest-bearing checking account offers our 50+ customers unlimited check writing with no minimum balance or monthly maintenance fee.
- $100 minimum to open
- Unlimited check writing
- Competitive interest rates
- Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
- Monthly statement
LOCAL. EDUCATORS.
This interest-bearing checking account offers our local educators unlimited check writing.
- No minimum to open
- Unlimited check writing
- Competitive interest rates
- Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
- Monthly statement
- Free CSTelebanc ®
- Free CSOnline ®
- Free CSBillpay®
- Free basic checks
- Free Travelers Checks
- No monthly maintenance fee
LOCAL. COLLEGIATE ACCOUNT
For young adults enrolled in secondary education programs, this account offers an attractive package of free services and benefits to assist in your progress toward success.
- 18 – 25 years of age
- $100 minimum to open
- Unlimited check writing
- Free ATM/Debit Card with worldwide access ($50 minimum withdrawal required to avoid service charges from other financial institutions)
- Monthly statement
- Free CSTelebanc ®
- Free CSOnline ®
- Free CSBillpay®
- Free basic checks
- Free Travelers Checks
- No minimum balance or monthly maintenance fee
