Type of Account LOCAL. CHECKING LOCAL. PREMIER CHECKING LOCAL. INTEREST CHECKING LOCAL. PRIME CHECKING LOCAL. EDUCATORS LOCAL. COLLEGIATE
Best for you if You want free and convienient banking features You are able to maintain a higher balance to receive additional benefits You would like to get a market return on your money You're 50+ You're a Local Educator You're 18-25 enrolled in secondary education
Minimum initial deposit $50 $500 $100 $100 $0 $100
Monthly service fee $0 $0 if you meet any one of the three balance criteria; $15/month if you fall below the minimum. $0 with a minimum $500 daily balance; $10/month if you fall below the minimum $0 $0 $0
Monthly balance requirement $0 $2,500 LOCAL.Premier account; $5,000 in LOCAL deposit account; or $15,000 in personal loan $500 $0 $0 $0
Interest-Bearing No Yes Yes Yes Yes No
Unlimited Check Writing Yes Yes Yes Yes Yes Yes
Free ATM Card Yes Yes Yes Yes Yes Yes
Free Visa "LOCAL Rewards" Debit Card Yes Yes Yes Yes Yes Yes
Free ATM worldwide access with a minimum of $50 withdrawal  Yes Yes Yes Yes Yes Yes
Free telephone access to account information (CSTeleBanc) Yes Yes Yes Yes Yes Yes
Free online access to account information (CSOnLine) Yes Yes Yes Yes Yes Yes
Free online access to pay bills (CSBillPay) Yes Yes Yes Yes Yes Yes
Monthly statement Yes Yes Yes Yes Yes Yes
Additional Benefits   Free Basic Checks;   Free Travlers Checks     Free Basic Checks;   Free Travlers Checks Free Basic Checks;   Free Travlers Checks
Type of Account LOCAL. CHECKING LOCAL. PREMIER CHECKING LOCAL. INTEREST CHECKING LOCAL. PRIME CHECKING LOCAL. EDUCATORS LOCAL. COLLEGIATE